Terms And Conditions

Last Updated: January 29, 2026 Administrative Location: Ambajogai, Maharashtra, India

These Terms and Conditions govern the use of Personalloaneligibilitycalculator.in (https://personalloaneligibilitycalculator.in/). By accessing or using this website, you agree to follow all terms outlined here. If you do not accept any part of these terms, you should discontinue the use of our platform immediately.

1. Eligibility

By using this platform, you represent that you are at least 18 years of age or have attained the age of majority in your jurisdiction to engage with financial tools and content. Use of the website by minors should be done only under the supervision of a parent or guardian.

2. Informational Purposes and Service Scope

• This website provides informational content related to personal loans, home loans, student loans, and other financial topics.
• The resources are intended for general educational purposes and do not constitute professional financial advice.
• We do not guarantee the accuracy, completeness, or reliability of the information, as financial policies and market conditions may change without warning.
• Users are responsible for verifying all information with official sources before making financial decisions.

3. Intellectual Property Rights

• All material on this site—including text, design, layout, and original content—is the intellectual property of Hemant Sharma and this platform, protected by intellectual property laws.
• You may reference our content for personal, non-commercial use, provided proper attribution is given.
• Reproduction, copying, or unauthorized redistribution of any content is strictly prohibited without written permission.

4. Financial Tools and Calculators

• The website may offer tools designed to help users understand loan eligibility factors.
• These tools provide estimations for educational purposes and should not be considered authoritative or final.
• Actual loan eligibility depends entirely on lender-specific rules, documentation, credit evaluations, and internal assessments.
• We do not guarantee outcomes related to loan applications or financial decisions made based on these tool outputs.

5. User Obligations and Conduct

• Users must use this website responsibly and for lawful purposes only.
• You agree not to engage in activities that could harm or disrupt the website, including attempts to interfere with server operations or introduce malicious software.
• You agree not to submit false, unauthorized, or misleading information through any forms or communication channels.

6. Third-Party Links

• Our platform may contain links to external websites that operate independently.
• We do not control or endorse the content, services, or practices of these third-party platforms.
• We are not responsible for any damages, errors, or losses arising from the use of external resources.

7. Limitation of Liability

• You acknowledge that the information published is not professional financial advice.
• Before making decisions involving loans or credit, you should consult qualified advisors or financial institutions.
• Hemant Sharma and Personalloaneligibilitycalculator.in will not be held liable for any direct, indirect, incidental, or consequential damages, including financial loss or data loss, resulting from the use of the website.

8. Grievance Redressal and Governing Law

In compliance with the Information Technology Rules, 2021, we have established a mechanism to handle concerns regarding content or ethics. These terms are governed by the laws of Maharashtra, India.

• Grievance Officer: Hemant Sharma
• Email: loaneligicalculator@gmail.com

9. Termination of Access

We reserve the right to restrict or terminate access for users who violate these Terms and Conditions without prior notice. This action may be taken to maintain a safe and respectful environment for all visitors.

10. Contact Information

For inquiries or clarifications regarding these Terms and Conditions, please reach out to us:

• Email: loaneligicalculator@gmail.com
• Address: Anand Nagar, LIC Colony, Ambajogai, Beed, Maharashtra 431517, India